By Dr Ada Fisher

Love him or not, I have to give it to Mr. Obama who has artfully shifted the Health Care debate to insurability from access and affordability which his legislation on health care is also not about. Risk assessment and coverage are a major concern in providing insurance coverage to everyone or in mitigating against financial losses in most situations. With health care eliminating increased costs based on risk, controlling access and costs are much trickier than is appreciated by John Q public or legislators.

If people continue to engage in slovenly behavior such as smoking, failing to exercise, excessive eating and other engagements which are within their control, why should policyholders (taxpayers) pay extra for their risks?

If people are born with expensive genetic impairments or injured in accidents which require medical coverage who should pick up the tab? What of those with terminal illnesses or those engaged in using experimental therapies?

If people have children with transmittable costly genetic conditions and continue to have additional children subject to the same findings, is this fair and should society have to willingly assume these costs? Or what about those who continue to have babies with no means to care for them? Is this also society’s cost to bear?

If people have dementia such as Alzheimer’s or become disabled to the point that they can’t take care of themselves but can live forever in nursing facilities, will we pay for this when they are no longer able to? Will all mental illnesses and infirmities now be covered?

Welcome to the Obama Health Emporium world proposal of eliminating risk based considerations in health care which is going to force the government to pay for everything for everyone. It is unlikely that health insurance companies are going to do this and without jobs and more of their own money to take home, citizens will find themselves increasingly unable to provide this for themselves, i.e. broke.

If Congress signs on to the Health Reform Act legislation through its votes, Universal Care is a done deal. If you believe there are enough tax payers earning over $200,000 to cover these costs you are crazy. If you believe that health care is not going to cost you more and raise your taxes or that limitations are not going to be put on care received, you are out of your mind especially given our $12 trillion dollar national debt. I strongly ask that we insist on Congress being subjected to the same rules it is proposing for citizens.

When Katrina wiped out Louisiana’s 9th Ward why were we willing to allow government funding to rebuild there in flood plains likely to experience the same again? Or why are insurance companies selling coverage for coastal properties hit more than twice by on-coming waves? Why are people allowed to drive with inadequate insurance coverage for personal injury which requires taxpayers to absorb associated health cost? Why are people allowed to sue with recovery for Act’s of G-d when insurance companies fail to pay appreciating that they sold policies which they couldn’t cover and stay solvent? And why are health insurance companies making millions in profits while individual premium costs continue to rise?

The government now owns housing thanks to the mortgage crisis, helped put Chrysler and GM out of business becoming an auto industry investor and now is going to own your health care. Welcome to the American version of socialism without direct input from the American people other than their tax dollars.

If this is what a constitutional lawyer comes up with now, stay tuned for the advancing wave to truly make America lose any chance for control of its borders with immigration reform, a.k.a. everyone come on in for the doors are open. Will our national sovereignty be next as we come under the control of international courts so that we may be put on a level playing field with others of lesser means and resources in a universal attempt to next redistribute our national wealth?

Wake Up America! There is still time to save democracy, freedom and adhere to the US Constitution while working to solve the problems within our borders.

Dr. Ada M. Fisher is A Physician, licensed secondary education teacher in math and science, former county school board member and NC Republican national Committee Woman. Contact her at P. O. Box 777; Salisbury, NC 28145; telephone (704) 223-2321. DrFisher@DrAdaMFisher.com .